Things that go clunk

I pulled a rock out of my elbow today that made a clunk on the bathtub floor. I crashed in Mac Forest on a really long first ride of the season and ate shit where the trail ends and the road begins. stupid! I have to look into getting some health insurance because I am sure that should have had stitches. Bryan was able to get the head of a qtip into the cut no problem when he was cleaning it. Anyone know of good health insureance for someone like me?